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North Carolina law requires the registered owner of a motor vehicle to maintain continuous liability insurance coverage as long as there is a valid license plate for that vehicle. An Insurance Quote is necessary. You can read more at this link. North Carolina law (G.S. 20-279.21) requires insurance coverage for uninsured/underinsured motorists, as well as minimum bodily injury and property damage limits. This is required for all policies, even if they exceed the minimum requirements. Call the Department of Insurance’s Consumer Services at 1-855-408-1212 (select option 3) for more information.